IMMEDIATE ATTENTION!
All First Jackson Bank customers! Please be aware of Phish/Spam text messages! If you receive a text message, reporting charges to your account or asking for your online login information? Please Call the Bookkeeping Department at First Jackson Bank at 256-437-2107.
Rates
Checking / Savings Accounts
| Account Description | Term | Interest Credited | Interest Rate | Annual % Yield* |
|---|---|---|---|---|
| NOW Checking Account** | n/a | Monthly | 0.10% | 0.10% |
| SUPER NOW Checking Account** | n/a | Monthly | 0.15% | 0.15% |
| Regular Savings Account** | n/a | Quarterly | 0.20% | 0.20% |
| Money Market Account** | n/a | Monthly | 0.35% | 0.35% |
| Money Market Tiered** | n/a | Monthly | 0.60% | 0.60% |
* The annual percentage yield (APY) assumes funds remain on deposit a full year at the listed rate or until maturity, whichever is greater.
** The rate shown for this account may change after the account is open.
NOTICE: This account may require a minimum daily balance and/or impose a penalty for early withdrawal. Fees and other conditions could reduce earnings. Please contact your nearest First Jackson Bank Customer Service Representative for additional information and details.
Checking / Savings Accounts
NOW Checking Account**
Term: n/a
interest credited: Monthly
Interest Rate: 0.10%
APY: 0.10%
SUPER NOW Checking Account**
Term: n/a
interest credited: Monthly
Interest Rate: 0.15%
APY: 0.15%
Regular Savings Account**
Term: n/a
interest credited: Quarterly
Interest Rate: 0.20%
APY: 0.20%
Money Market Account**
Term: n/a
interest credited: Monthly
Interest Rate: 0.35%
APY: 0.35%
Money Market Tiered**
Term: n/a
interest credited: Monthly
Interest Rate: 0.60%
APY: 0.60%
* The annual percentage yield (APY) assumes funds remain on deposit a full year at the listed rate or until maturity, whichever is greater.
** The rate shown for this account may change after the account is open.
NOTICE: This account may require a minimum daily balance and/or impose a penalty for early withdrawal. Fees and other conditions could reduce earnings. Please contact your nearest First Jackson Bank Customer Service Representative for additional information and details.
Certificates of deposit
5
| Account Description | Term | Interest Rate | Annual % Yield* |
|---|---|---|---|
| 91 Day Certificate of Deposit | 91 Days | 5.000% | 5.000% |
| 182 Day Certificate of Deposit | 182 Days | 4.500% | 4.500% |
| 12 Month Certificate of Deposit | 12 Mo. | 4.250% | 4.250% |
| 18 Month Certificate of Deposit | 18 Mo. | 4.000% | 4.000% |
| 24 Month Certificate of Deposit | 24 Mo. | 4.000% | 4.000% |
| 30 Month Certificate of Deposit | 30 Mo. | 3.900% | 3.900% |
| 36 Month Certificate of Deposit | 36 Mo. | 3.900% | 3.900% |
| 60 Month Certificate of Deposit | 60 Mo. | 3.900% | 3.900% |
| 9 Month Certificate of Deposit – Special | 9 Mo. | 4.790% | 4.790% |
* The annual percentage yield (APY) assumes funds remain on deposit a full year at the listed rate or until maturity, whichever is greater. The minimum balance to open an account and obtain the APY is $1000. A penalty may be imposed for early withdrawal.
Please contact your nearest First Jackson Bank Customer Service Representative for additional information and details.
Certificates of deposit
91 Day Certificate of Deposit
Term: 91 Days
Interest Rate: 5.000%
APY: 5.000%*
182 Day Certificate of Deposit
Term: 182 Days
Interest Rate: 4.500%
APY: 4.500%*
12 Month Certificate of Deposit
Term: 12 Mo.
Interest Rate: 4.250%
APY: 4.250%*
18 Month Certificate of Deposit
Term: 18 Mo.
Interest Rate: 4.000%
APY: 4.000%*
24 Month Certificate of Deposit
Term: 24 Mo.
Interest Rate: 4.000%
APY: 4.000%*
30 Month Certificate of Deposit
Term: 30 Mo.
Interest Rate: 3.900%
APY: 3.900%*
36 Month Certificate of Deposit
Term: 36 Mo.
Interest Rate: 3.900%
APY: 3.900%*
60 Month Certificate of Deposit
Term: 60 Mo.
Interest Rate: 3.900%
APY: 3.900%*
9 Month Certificate of Deposit – Special
Term: 9 Mo.
Interest Rate: 4.790%
APY: 4.790%*
* The annual percentage yield (APY) assumes funds remain on deposit a full year at the listed rate or until maturity, whichever is greater. The minimum balance to open an account and obtain the APY is $1000. A penalty may be imposed for early withdrawal.
Please contact your nearest First Jackson Bank Customer Service Representative for additional information and details.
IRAs (RETIREMENT ACCOUNTS)
| Account Description | Term | Interest Rate | Annual % Yield* |
|---|---|---|---|
| 12 Month IRA | 12 Mo. | 4.250% | 4.250% |
| 24 Month IRA | 24 Mo. | 4.000% | 4.000% |
| 36 Month IRA | 36 Mo. | 3.900% | 3.900% |
| 60 Month IRA | 60 Mo. | 3.900% | 3.900% |
* The annual percentage yield (APY) assumes funds remain on deposit a full year at the listed rate or until maturity, whichever is greater. The minimum balance to open an account and obtain the APY is $1000. A penalty may be imposed for early withdrawal.
Please contact your nearest First Jackson Bank Customer Service Representative for additional information and details.
IRAs (RETIREMENT ACCOUNTS)
12 Month IRA
Term: 12 Mo.
Interest Rate: 4.250%
APY: 4.250%*
24 Month IRA
Term: 24 Mo.
Interest Rate: 4.000%
APY: 4.000%*
36 Month IRA
Term: 36 Mo.
Interest Rate: 3.900%
APY: 3.900%*
60 Month IRA
Term: 60 Mo.
Interest Rate: 3.900%
APY: 3.900%*
* The annual percentage yield (APY) assumes funds remain on deposit a full year at the listed rate or until maturity, whichever is greater. The minimum balance to open an account and obtain the APY is $1000. A penalty may be imposed for early withdrawal.
Please contact your nearest First Jackson Bank Customer Service Representative for additional information and details.
MAIN OFFICE LOCATION
First Jackson Bank
43243 US Hwy 72
Stevenson, AL 35772
CONTACT US
Customer Service: 256-437-2107
Toll Free: 1-888-950-2265
Fax: 256-437-2941
